I've focused a lot more on couponing and shopping on a budget lately so that should really help out. I've also begun carpooling to work more often (90+ miles round-trip each day is hard on the pocketbook!). Our utilities aren't out of control so I don't feel like we need to cutback on how many appliances are plugged in or take any additional money saving measures there. But I'm still looking for other ways to cut costs. We've talked about seeing if we can refinance our house even though we've only lived there 2 years. The rates are so low it's worth a shot. I've decided to set up an appointment with a financial adviser to see what tips and tricks he has up his sleeve for improving our situation.
What changes do you suggest to help cut your costs around the house? We are open for ideas!