About six months ago we got real serious about paying off our debt. It was mostly credit cards and some car loans and yes of course mortgages (yes plural, remember we are landlords) but it was still more than we could handle and we were drowning. We couldn't plan family vacations because our "budget" just wouldn't allow for it. Let's face it there wasn't much of a budget, we tried to sit down and plan it out but it just never worked. We sat down with our financial planner at Edward Jones and he said pay off our credit card debt and car loans and then we could talk about planning for the future. It seemed like everything was against us. Our debt was holding us back and we didn't want that anymore! I picked up Dave's book from the library, Total Money Makeover and read it cover to virtual cover and continued to read excerpts to my husband every other page. We decided to start following the Baby Steps as Dave calls them.
|Awesome free printable from Jenny Collier|
I love listening to to the podcasts from Dave's radio show, IHeart.com has them all for free. They are full of good advice and inspiring stories.
Here's to another step of completing my 2014 word: live
As Dave always says, "You have to live like no one else now so later you can live like no one else." Basically if you live on rice and beans like nobody else to get over your debt now, you can later live your life debt free like nobody else.